This type of insurance covers third-party business risk. Possible risks include property damage, accidental copyright infringement and bodily injuries. This policy is required for MOST commercial leases
Cyber liability insurance helps keep businesses afloat if data breaches or cyberattacks occur. When credit card numbers and important customer data has been hacked, this policy pays for notification costs.
This policy helps independent contractors and sole proprietors pay for work-related medical expenses that health insurance could dispute. MOST states require workers’ compensation policies for companies that have any number of employees.
Errors and omissions insurance, also known as professional liability insurance, is a common policy for professional service companies to have. The policy covers lawsuits related to a business’s work and performance.
Professional liability insurance, also called errors and omissions insurance, protects small businesses who provide professional advice or services. The policy protects against lawsuits related to a business’s performance and work.
Incomplete or late work
Professional negligence lawsuits
Oversights and mistakes in the workplace
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